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BlueSheild California
Corporate Headquarters COMPANY INFORMATION
With 2.6 million members and $6 billion in annual revenue, BlueSheild California is the state's third largest health plan. Founded in 1939 and headquartered in San Francisco, BlueSheild is a not-for-profit corporation with approximately 4,200 employees and more than 20 offices throughout California. BlueSheild was named one of the strongest HMOs in the nation by Weiss Ratings (as announced in October 2000). The company holds an A- (excellent) rating from AM Best and an A- (strong financial security) rating from Standard and Poors. RATING
A.M.
Best – A- Standard
& Poor’s – A- WHAT
IS HEALTH INSURANCE? Health insurance is an agreement by a health insurance company to pay specified medical expenses when someone becomes sick or injured or otherwise needs medical care. The agreement is a contract between the insured person and the health insurance company that provides the health insurance. If the insured requires medical care while the health insurance policy is in force, then the health insurance company provides payment for the health benefits according to the terms of the health insurance policy. When a health insurance policy is considered, it is important to plan for more than simply getting sick or injured. A good health insurance plan also covers a variety of other medical expenses, including maternity, chiropractic care, outpatient emergency care, and well baby care. When children are involved it is also important to plan for their routine medical child care visits and inoculations. IS HEALTH INSURANCE NECESSARY? Health
insurance is necessary for peace of mind. It provides the guarantees that
your families medical care will be taken care when the need arises.
Health insurance lets those who depend upon you know that even if an
unforeseen medical emergency arises, you have taken care to provide medical
insurance to take care of your family. Since health insurance premiums
and plans are so easy to adjust for your families budget it is now a simple
matter to protect your families most important asset.... Health. INDIVIDUAL
HEALTH INSURANCE VS. EMPLOYER'S GROUP HEALTH INSURANCE Current competition among health insurance companies has
dramatically reduced the difference in cost and benefits between individual
and group insurance benefits and premiums. As such you should carefully
evaluate your options when selecting the best health insurance plan for your
needs. Evaluate
the costs and benefits available when deciding the type of plan to purchase.
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